Drive Safe. Stay Protected. Choose New India Assurance.

New India Assurance Private Car Insurance – Drive with Confidence and Complete Protection

Owning a car is a symbol of comfort and independence. But with the increasing risks on roads—accidents, thefts, and unexpected damages—protecting your vehicle is essential. New India Assurance Private Car Insurance offers comprehensive coverage, ensuring that both you and your vehicle stay protected at all times.

About New India Assurance Company

The New India Assurance Co. Ltd., a Government of India enterprise established in 1919, is one of the most trusted and financially strong insurance providers in the country. With its wide network, transparent services, and customer-first approach, the company continues to lead the general insurance industry in India and abroad.

Types of Car Insurance Policies

1. Liability Only Policy (Third-Party Insurance)
   • Mandatory by law under the Motor Vehicles Act.
   • Covers legal liabilities arising from injury, death, or property damage to a third party.
   • Does not cover damages to your own car.
2. Comprehensive (Package) Policy
   • Covers third-party liabilities plus damages to your own vehicle due to accident, theft, fire, or natural disasters.
   • Includes personal accident cover for the owner-driver.
   • Optional add-ons available for enhanced protection.

Key Features and Benefits

✅ Comprehensive Coverage – Protection from accidental, fire, theft, and natural calamity damages.
✅ Third-Party Liability Cover – Fulfills mandatory legal requirements.
✅ Personal Accident Cover – Up to ₹15 lakh for the owner-driver.
✅ Optional Add-Ons – Zero depreciation, roadside assistance, engine protection, and more.
✅ No Claim Bonus (NCB) – Save up to 50% on renewal premiums for claim-free years.
✅ Cashless Repairs – Access to a wide network of authorized garages across India.
✅ Easy Online Renewal – Instant premium quotes and policy issuance online.
✅ Government-Backed Reliability – Assurance from a trusted public sector insurer.

Add-On Covers You Can Choose

• Zero Depreciation Cover
• Engine and Gearbox Protection
• Roadside Assistance
• Return to Invoice Cover
• Consumables Cover
• Personal Accident Cover for Passengers

Documents Required

• Vehicle Registration Certificate (RC)
• Previous Policy (for renewal)
• Driving License
• ID and Address Proof

Example Scenario

Suppose Mr. Rajesh’s car worth ₹8 lakhs meets with an accident, resulting in ₹1.2 lakh in damages. With a New India Assurance Comprehensive Car Insurance Policy, the company bears the repair cost (after deductibles), ensuring Rajesh’s financial security and peace of mind.

Why Choose New India Assurance?

• Backed by the Government of India
• Over 100 years of insurance expertise
• High claim settlement ratio
• Wide service and garage network
• Transparent, customer-friendly policies

Conclusion

With New India Assurance Private Car Insurance, you not only insure your vehicle but also protect your peace of mind. Whether you’re driving to work or on a family trip, enjoy every journey with complete confidence—because your car is in safe hands.

Drive Safe. Stay Protected. Choose New India Assurance.